Financial Literacy

Millions of Americans face financial hardship every day and may even be only one paycheck away from homelessness. We offer two different programs that can help individuals and families increase their financial assets, so they can be better prepared for the future. The Making Sense of Money Financial Literacy Initiative has three components that include basic budgeting classes, more in-depth financial classes and a regular meeting for graduates of basic budgeting. The Volunteer Income Tax Assistance (VITA) program utilizes IRS-certified volunteers to provide free tax preparation clinics. These volunteers are trained to specifically prepare taxes for low-to-moderate income individuals and families, so all the credits owed to these individuals and families are earned! Earn it! Keep it! Save it!

Register for basic budgeting series

Making Sense of Money Financial Literacy Initiative

The Making Sense of Money Basic Budgeting Series is a free four-week basic budgeting program that is interactive and fun. This program assists participants in finding ways to save money and create an easy to follow budget while providing the opportunity to meet one-on-one with a local banker. The Basic Budgeting Series addresses other topics such as money beliefs, goal setting, needs vs. wants, and wealth and assets. After completing this four-week class, participants have the opportunity to open a free savings account and the potential to earn a $100 match for meeting their savings goal!

Making Sense of Money Ask the Experts is designed to address specific topics that participants want to learn more about. They are facilitated by professionals with expertise in that particular field. Some of the classes that have been offered include: Understanding Loans, How to Use Credit Wisely, How to Reduce Your Debt, Rebuilding Your Credit, and Investments 101.

The Making Sense of Money Graduate Club is exclusive to graduates of the Making Sense of Money Basic Budgeting Series and provides monthly educational encouragement through guest speakers and peer mentoring.

Register for one of our Making Sense of Money Financial Literacy classes below.

For more information about our Making Sense of Money Financial Literacy Initiative, contact Tez Ward at

VITA Program

The Internal Revenue Service’s Volunteer Income Tax Assistance (VITA) provides income tax preparation to those who cannot afford tax preparation fees. Trained volunteers prepare basic tax returns for taxpayers with limited incomes of $56,844 or less, older adults, and taxpayers who speak English as a second language (ESL), including Spanish, Mandarin, and other languages upon request.

You can utilize our FREE VITA clinics! We can file your taxes electronically and you should receive your return in less than 10 days.

Tax clinic days and locations vary.

CALL (417) 720-2000 TO MAKE AN APPOINTMENT after Jan. 15, 2021.

We are always looking for VITA volunteers! We provide free training to become an IRS-certified preparer. Contact Patricia Deck at if you are interested in volunteering or to learn more about the VITA program.


If you made less than $66,000 last year, file your Federal and State taxes for FREE at

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